How an Umbrella Insurance works? Working of umbrella insurance.

You’re unlikely to lose a lawsuit over the amount of your current insurance policy – but if you do, you could lose all of your savings. Collision Damage Waiver is designed so you don’t experience that nightmare. Check out this extra debt coverage below: how the umbrella policy works, who needs it, how much it… Continue reading How an Umbrella Insurance works? Working of umbrella insurance.

What is Liability Insurance?

Liability insurance is an essential part of almost any car insurance policy. In fact, in almost every state, drivers are required by law to enforce their policies. What is Liability Insurance? There are mainly two types of Liability Car Insurance and each covers different coverage: Property Damage Liability Coverage Property liability insurance, often referred to… Continue reading What is Liability Insurance?

What is Home Insurance?

What is Home Insurance? Homeowners insurance helps protect you from unforeseen circumstances. If your home is damaged, your belongings are stolen, or someone in your property is injured, it will help cover repairs and replacements, temporary housing, legal costs and more. Do I need Home Insurance Policy? Homeowner policies are recommended for those who own… Continue reading What is Home Insurance?

What is General Liability Insurance?

What is General Liability Insurance? General Liability Insurance (GLI), sometimes referred to as Business Liability Insurance and Business Liability Insurance, helps protect your business from claims for personal injury and property damage. These types of claims can occur during normal business operations. Without the cover, you would have to pay the damage from your pocket.… Continue reading What is General Liability Insurance?

Should I really need Flood Insurance?

You may have heard about flood insurance and wondered if you really needed it. It is important to have a little understanding of floods and insurance in order to determine if flood insurance is best for you. Floods are the largest natural disaster in the United States, according to the Federal Emergency Management Agency (FEMA).… Continue reading Should I really need Flood Insurance?

An Introduction to Flood Insurance.

Flood insurance is usually a separate insurance policy that protects your home and property in the event of flood damage. The usual household insurance, like household insurance, does not usually cover flood damage. Do we need flood insurance? In some cases it may be necessary to take out flood insurance. FloodSmart.gov says that if you… Continue reading An Introduction to Flood Insurance.

Workers Compensation Insurance

What Is Workers Compensation Insurance?   Imagine one of your employees accidentally came down the stairs at work and broke his leg. Or another employee accidentally turned his back on lifting heavy office equipment. Such incidents are common and can be costly and inconvenient for your business. Occupational Accident Insurance (also known as “work accident”)… Continue reading Workers Compensation Insurance

Why life insurance is important?

Life insurance is very much important for everyone because life is full of financial needs, and they must be satisfied to live a proper and happy life.  Before beginning let’s see why life insurance is needed. -For having savings for the future which will be useful for children’s education and other expenses. -To have financial… Continue reading Why life insurance is important?

Differences Between Certificate Holder And Additional Insured.

Distinctness Between Certificate Holder and Additional Insured Certificate Holder is the person who have proof of insurance or Certificates of Insurance (COI) from the person they are dealing with, he is the holder of the policy, also known as “Named Insured”. Additional Insured is the person who is benefited from the coverage of any policy… Continue reading Differences Between Certificate Holder And Additional Insured.

Everything you need to know about ACORD Insurance.

Every business owner wants to avoid getting sued, especially if it’s because of the negligence of a vendor. As such, many companies make sure they only hire firms that have enough liability insurance to cover any property damage or injury they may cause. If you’re signing a contract with another company, you might be required… Continue reading Everything you need to know about ACORD Insurance.