Should I really need Flood Insurance?

You may have heard about flood insurance and wondered if you really needed it. It is important to have a little understanding of floods and insurance in order to determine if flood insurance is best for you. Floods are the largest natural disaster in the United States, according to the Federal Emergency Management Agency (FEMA).… Continue reading Should I really need Flood Insurance?

An Introduction to Flood Insurance.

Flood insurance is usually a separate insurance policy that protects your home and property in the event of flood damage. The usual household insurance, like household insurance, does not usually cover flood damage. Do we need flood insurance? In some cases it may be necessary to take out flood insurance. FloodSmart.gov says that if you… Continue reading An Introduction to Flood Insurance.